Thursday, October 4, 2007

Payday Lenders

Times are tough right now, sometimes you just can't wait till payday for your money. That is when Payday Lenders comes to the rescue to give you a cash advance loan. provides a nationwide directory of payday loans lenders to help consumers find loans in their city and state. With the presence of payday loan companies online, cash loans are easier then ever to access. You can go to the actual store or apply online. These loans are meant to be quick loans, that you pay back right away. They are great if an emergency situation comes up like your car breaking down, your fridge quitting on you right before payday, etc. It is a nice service that is offered, but you need to be careful. There is interest charges that varies from state to state. The loans are a 2 week loan, that is supposed to be paid back on your next payday.

If you do not have good credit, there are options for you, bad credit personal loan.

Taken directly from website ~

"Typically, to be eligible for a personal loan, consumers have to satisfy these criteria:

  1. Borrower must be at least 18 years old
  2. Borrower must have an active bank account at least 30 days old
  3. Borrower must be employed with a minimum recurring monthly income of $1,000
  4. Borrower must show one form of identification
  5. Borrower must show proof of residency (optional)
  6. Borrower must be a citizen of the U.S. (optional) "

A payday lender might be right for you, it is an option to keep in mind for those unexpected expenses that come up in our lives. They are not something to rely on for paying your bills though. You don't want to get caught up in a bad cycle of always borrowing and trying to stay afloat of finances charges, etc. They are a great option though for the emergencies that come up when you just don't have the funds available. Hopefully you will never need a service like that, but hey life is full of unexpected things!

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