Friday, October 5, 2007

Credit Card Debt

Credit card debt is considered toxic debt. Most people are in debt, and many are trying to get out. Whenever you hear a financial guru talk about money, one of the first thing always mentioned is to pay off that debt. Currently we are trying to pay off our credit debt. Luckily we have no major credit cards. That is because our credit history is terrible, which stinks, but right now it is a good thing because we can't approved for any more of that "toxic debt". We are working on paying off cards, not using them and hopefully approving our credit score.

One option when dealing with credit card debt is to consolidate your debts. offers many resources and services for dealing with debt. They can get you in touch with a service that can help combine your bills to lower your monthly payments while also lowering interest, stopping those terrible collection calls, having only one payment each month, negotiating on your behalf and giving you a time frame to finally be free of debt.

They have a huge lender directory, information on payday cash advance loans, information on credit card and tax debt, mortgage refinance, plus tons of information. is a great resource for any debt you may have. Check them out today, start your journey to financial freedom.

This post brought to you by

Bush Vetoed new Children's health insurance program

Your work to support children’s health is not over. Today, President Bush quietly vetoed new legislation for the Children’s Health Insurance Program (SCHIP).

Even worse, not only did he deny urgently needed medical care to children in low-income families, President Bush vetoed a measure to extend the Family & Medical Leave Act (FMLA) for up to six months for families of wounded military personnel. This was a recommendation made by the President's own Commission.

This veto is callous and indefensible! We need your help to encourage our political leaders to keep fighting the good fight.

Over the coming weeks, Congress needs to muster the votes and political courage to override this veto - and the debate will be especially critical in the House of Representatives.

National partnership for women & families urges you to contact your Representative and encourage them to stand up to the President and stand for America’s children…and families of wounded soldiers.

I just sent a letter to my Representative urging them to stand with American's children and stand up to President Bush.

Take action today. Tell Congress to override President Bush's veto on the State Children's Health Insurance Program (SCHIP).

I urge you to take action today before it's too late!

Thursday, October 4, 2007

Easy to use Shopping Cart Software

When shopping online, one of the most important thing is the shopping cart software. If you own your own webstore, or are thinking about it, keep this in mind! If you are about to checkout and it doesn't seem secure, what do you do? If you are like me, you look elsewhere. That is where Ashop comes in. Selling online has never been so easy with them. They don't just give you an excellent shopping cart, you are also getting a full running website. There is no html knowledge required. Everything is web based with no installation required, affordable ecommerce software, accept credit cards, start selling right away, they even give you a 10 day trial period. They are integrated with all the major banks, and you can even accept paypal. There are many reasons to go with Ashop Commerce, check them out and decide for yourself.

My baby lost her first tooth!

My little darling lost her very first tooth on Tuesday! It became very wiggly over the weekend, and she really wanted to lose it in school. I kept hoping she'd come home on Monday with it gone, but she didn't. I was starting to get scared because it was SO lose. She ended up coming home on Tuesday with it gone! She lost it right after getting to school, she said she pushed it back & all of a sudden it was on her tongue, lol. The kids love losing them in school because they get a sticker & a treasure box from the office. Cute how little things like a special trip to the office makes their days isn't it? She had been getting so bummed because most of her friends started losing teeth in kindergarten. Now if we just start losing her upper teeth. She cracked her upper tooth when she was 9 months old. Then got cavities in her top her two teeth. The dentist tried fixing them, but the fillings kept falling out. He said to just leave it & wait for them to fall out. Well we just switched dentists in August & he said no way, that is totally wrong! She is going to a children's dentist next week, she might need to be put to sleep & have almost the entire top section of her mouth worked on. I was hoping she'd lose them on her own, but she might be getting a head start. If that happens, the tooth fairy will need to come up with lots of loot for those special teeth, lol.

In the picture you can see, the missing bottom tooth & it looks like a matching missing tooth. That is from her cracking it as a baby.

Payday Lenders

Times are tough right now, sometimes you just can't wait till payday for your money. That is when Payday Lenders comes to the rescue to give you a cash advance loan. provides a nationwide directory of payday loans lenders to help consumers find loans in their city and state. With the presence of payday loan companies online, cash loans are easier then ever to access. You can go to the actual store or apply online. These loans are meant to be quick loans, that you pay back right away. They are great if an emergency situation comes up like your car breaking down, your fridge quitting on you right before payday, etc. It is a nice service that is offered, but you need to be careful. There is interest charges that varies from state to state. The loans are a 2 week loan, that is supposed to be paid back on your next payday.

If you do not have good credit, there are options for you, bad credit personal loan.

Taken directly from website ~

"Typically, to be eligible for a personal loan, consumers have to satisfy these criteria:

  1. Borrower must be at least 18 years old
  2. Borrower must have an active bank account at least 30 days old
  3. Borrower must be employed with a minimum recurring monthly income of $1,000
  4. Borrower must show one form of identification
  5. Borrower must show proof of residency (optional)
  6. Borrower must be a citizen of the U.S. (optional) "

A payday lender might be right for you, it is an option to keep in mind for those unexpected expenses that come up in our lives. They are not something to rely on for paying your bills though. You don't want to get caught up in a bad cycle of always borrowing and trying to stay afloat of finances charges, etc. They are a great option though for the emergencies that come up when you just don't have the funds available. Hopefully you will never need a service like that, but hey life is full of unexpected things!

Zootles & Zoo Books, Wolves - Animal of the Month

My kids love getting Zoobooks & I just found out that they now have Zootles. It is for kids ages 2 - 6.

Just like Zoobooks, Zootles is full of animal fun. And Zootles is written to be shared with young children: pre-readers and beginning readers.

Zootles Magazine for Kids 2-6

Each new issue delivers:

• A featured letter, phonetic sound, number, color or similar educational focus... concepts to encourage young scholars

• A wonderfully illustrated animal story for bedtime, story time or anytime

• Fun backyard games and challenges for beginning scientists

• Hidden pictures, mazes and activities to captivate little problem solvers

• Otto and Allie, a curious cartoon otter and his funny hedgehog sidekick



People love the friendliness and loyalty of their dogs. Every single dog in the world is descended from wolves that were tamed in the Middle East about 12,000 years ago. In those ancient times, wolves probably became dependent on the scraps left by wandering bands of human hunters. People soon realized that wolves could lead them to prey and warn them whenever danger was near.
How they hunt.
When a wolf pack hunts, its members work together as a team. Together they can bring down large animals that a single wolf could not bring down alone.To protect themselves, they prefer to attack prey that has been weakened by sickness, or is bogged down in heavy snow.
What they eat.
Where wolves are concerned, the larger the prey, the better. A wolf's first choice in a meal would be a moose, elk, deer, or mountain goat. When larger prey is scarce, they will attack beavers, rabbits, and squirrels.
Where do they live?
Wolves are very adaptable animals. They are found in grasslands, forests, swamps, and the frozen areas of the far north. A few even live in the desert. Their range includes North America, Europe, and Asia.
Yellow light. During the last 300 years, hunters and farmers and others have killed millions of wolves. Until recently, except in Alaska, there were very few wolves left in the United States. Today wolves are being reintroduced to Yellowstone National Park, which is part of their former range.

Zoobooks Magazine

Wednesday, October 3, 2007

50 Cent beats Kanye West in Europe

I can't stand Kanye West, so I was excited to see this!

50 Cent has at last emerged victorious in his chart battle with Kanye West - his Curtis CD is Europe’s number one album. West's album Graduation beat rap rival 50 Cent's Curtis to the top of the charts in the U.S. and U.K. when they were both released on 11th of September.However, Curtis has proved more popular than Graduation in Europe, where West’s album only managed to debut at three.

Tuesday, October 2, 2007

Tina's Tuesdays

Tuesday, October 2, 2007

Topic: Here Comes Autumn

  1. Do you love autumn? Why or why not? Yes I love the fall. It is beautiful out, I love the leaves changing & the fall colors. I like that it isn't so hot, but it isn't cold yet. I can wear my favorite outfit, jeans & a t-shirt & be comfortable :)
  2. What do you look forward to most during this season? Going to the Cider mill & Halloween.
  3. Do you have any photographs from the beautiful colour changes outside? If so, please post. Nothing current, I haven't been able to get any good pics the last few years. I couldn't even find any good pics on my computer from older years. I did find a cute pic from a corn maze at the cider mill back in 2005. Now I am determined to get some good pics this year!

That's my answer

Three questions

Posted October 2, 2007 by Indigo | Filed Under Three Things | 3 Comments

How can it really be October already? Did you accomplish everything you intended to this summer? And lastly, is your Christmas shopping done?

I cannot believe it is October, this year FLEW by! I didn't really accomplish much this summer but that was my intention, lol. My only regret is not being able to go to the beach like we usually do, but I will make up for it next summer! As for Christmas shopping, nope not done. I did start though, just a little :)

My most favorite question of all time

Posted October 2, 2007 by Indigo | Filed Under QOTD, Just Curious, Question, All about you | 3 Comments

How do you eat your M&M’s? I usually just eat them. I will sometimes grab certain colors. With M & M's I'm not too picky because they all taste the same. Other candies like skittles, etc I do eat in a certain order :)

Ten on Tuesday ~ TV shows on DVD

10 Television Shows You'd Like to Have (or Have already) on DVD

I love tv, but I never buy shows on dvd. Too expensive I guess. I'm determined to own my first two listed though :)

1. CHARMED ( I have been dying to own this )
2. Star Trek Next Generation
3. Heroes
4. Smallville
5. Big Brother ( I don't think it exists, but I'd love all the seasons on dvd)
6. Tru Calling
7. Quantum Leap
8. Crossing Jordan
9. CSI - Las Vegas
10. Bones

Ryka Shoes

How exciting, I have been trying to catch up on my email & found an email from Ryka from the 26th. I won a pair of shoes in that huge giveaway that they had! How fun, it said I should be getting them in a week based on my profile. How exciting, I cannot wait to see what I get!

If you registered in the contest, they are giving away free shipping until November 1st :)

Monday, October 1, 2007



Sittercity Sitter Search

Enter your zipcode to find a babysitter in your area:

Pretty cool service, check it out! If you have ever needed a sitter & do not have family to help, this service is excellent.

The Quickie Review

I was going to start my fall reading challenge with Season of the Witch that I also wanted to read for the RIP II Challenge. I couldn't get into Season of the Witch (I'm currently reading it now though), so I read The Quickie by James Patterson. I had been waiting for awhile for this book & I ended up getting the large print about 2 weeks ago. I was still like 150 in line for the regular print, so I knew I had to get it back before my due date next week.

It was a very good book. I have to tell you, I was actually stressed reading. It just took turn after turn & I couldn't wait for it to be over just to get some relief for Lauren the poor main character, lol. It was such a good book though.

Book Description
Lauren Stillwell is not your average damsel in distress. When the NYPD cop discovers her husband leaving a hotel with another woman, she decides to beat him at his own game. But her revenge goes dangerously awry, and she finds her world spiraling into a hell that becomes more terrifying by the hour. In a further twist of fate, Lauren must take on a job that threatens everything she stands for. Now, she's paralyzed by a deadly secret that could tear her life apart. With her job and marriage on the line, Lauren's desire for retribution becomes a lethal inferno as she fights to save her livelihood--and her life. Patterson takes us on a twisting roller-coaster ride of thrills in his most gripping novel yet. This story of love, lust and dangerous secrets will have readers' hearts pounding to the very last page.

I'm terrible at reviews, but if you like mysteries, suspense or Patterson this is a great book. I normally do not like books about cheating & didn't even read the book description before getting this book. I think I got an email from Patterson & realized this was not an already started series, so hurried & requested it. I'm behind on reading him & he writes so much whenever I get an email that is about a new character I hurry & get it, to keep from falling more behind. I also didn't realize that Lauren was a cop, so that was a huge shocker in the way the book started off. I highly recommend this book!

Sunday, September 30, 2007

10 years ago today ...

Today is my girls 10th birthday. I cannot believe I am the mommy of a 10 year old, oh my.

My grandma took us out to eat at Buca's, Aly's favorite restaurant. We had a lot of fun! I didn't do a party for her because she is going to a huge Dance Convention given by Tremaine at the Hyatt & it is pretty costly. I really wanted to do something great for her big 1-0 bday but I think this convention in November will be a lot of fun & such a great opportunity. I always have 13 & 16th to make up for it :)

The other day I realized now that she is 10, I am almost 30. UGH, I am so dreading it, less then 5 months away :( I am having a hard time dealing, even though I know I shouldn't be, lol.

TV Store Online Halloween Costume Giveaway

I didn't realize that the sold a huge line of Halloween costumes until recently. They are the place to go if yo...